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Mastercard Checkout Solutions
Secure Card on File

Secure Card on File

Allows merchants to protect consumer payment credentials to reduce fraud, improve approval rates and enhance user checkout experience by tokenizing their card details

Secure Card on File (SCOF) allows merchants, service providers and commerce platforms to tokenize Account PANs entered by consumers or existing Account PANs held on file, replacing each PAN with a unique token. These tokens can be used for e‑commerce and in-app transactions in the same way as Account PANs.

Mastercard is not endorsing nor guaranteeing the quality from the service provided by the Partner. Mastercard shall not be considered responsible for any action from a partner listed on this website and we recommend you to perform a due diligence before engaging with a partner listed on this website.