Installments

Give consumers the choice and flexibility to split the cost of purchases over time

Overview

Mastercard Installments can help banks, licensed lenders, fintech companies, BNPL players and wallets have a faster path to market by offering Installments on a new or existing line of credit, pre-, during, and post-purchase.

Backed by the security and peace of mind that comes with Mastercard.

Why Installments?

Flexible solutions with powerful results

  • Meet the growing consumer demand for flexible and convenient payments
  • Grow spend by offering installments to consumers
  • Offer a seamless, digital installments experience to consumers
  • Leverage the power of the Mastercard network to reach more consumers

Our Installments solutions

Buy now pay later solutions across the Mastercard network

  • Mastercard Installments with Merchant Participation: A unique and innovative buy now, pay later (BNPL) program with enhanced lender economics that enables financial institutions, lenders, fintech companies, wallets, and more to offer a variety of flexible lending options to consumers across the Mastercard network through a seamless, digital experience. Merchant participation in the program can be managed through opt-in or opt-out, depending on market requirements.
    • Available in select markets
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  • Mastercard Installments Card: A companion card that automatically converts qualifying purchases to installment plans and allows issuers to target new and existing consumers looking for flexible payment options.
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Installments solutions for existing lines of credit

  • Mastercard Installments Payment Services:A modern API-based solution that enables issuers to present installments offers to their cardholders with an existing line of credit during checkout or after the purchase.
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Get started with Installments solutions

Services to Lenders

Solutions for lenders to manage installment services

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