Card as Credential to Travel

Are your fares mainly passes per month or per year for riders?

Cards are associated with the rights to travel.

Target Audience

Cities
Governments
Public Transit Operators
Transit Authorities

Related APIs

The 'Card as Credential' model permits the passenger to prefund the trip on their card, and travel by using the same. The card is then recognized as a credential to travel throughout the passenger's trip and presented for inspection upon request.

This model is suitable for long distance rail operators with high share of frequent travelers purchasing subscriptions or multiple rides.

Components that can be outsourced to Engage partners

Here's the value chain of a 'Card a a Credential to Travel' business model for Transit using qualified Mastercard Engage partners.

Definition of the components is available below.

Related solutions

Core Acceptance Solutions: Acquiring, Gateway, Backoffice and Reader

Card Solutions: Prepaid Card and Private Label Card

Transit Acquiring

Holds a financial license and conducts payment activities on behalf of the transit operator.

Transit Gateway

Standard gateway processing transit transactions using additional specific transit features.

Transit Prepaid Card

Prepaid contactless cards issued as open-loop (for general use including transit) or closed-loop (for use only in a specific transit environment).

Transit Private Label Card

Closed loop non-Mastercard branded card that can only be used in the transit environment.

Transit Reader

Standard contactless terminal controlling access to the transit system using additional specific transit features.

Transit Backoffice (Card as Credential)

Mantains and manages the passenger’s transit account and travel rights.