Credit Scoring

Electronic credit scoring solutions

Credit scoring solutions support instant issuance of a digital card, giving issuers the ability to make decisions on applicants’ credit worthiness in real time, as well as provide services to assess credit using alternative or non-traditional data sources.

Target Audience

  • Fintechs
  • Issuers

Related APIs


Alternative Credit Scoring

Leverage alternative data or scoring methodologies to issue credit based on non-traditional or alternative information. Such tools can be can be provided by Mastercard Engage-qualified partners.

Instant Digital Credit Scoring

Issuers and lenders must provide an instant decision to the cardholder's credit application for accessing a digital credit solution.