Shorten the transaction lifecycle with accelerated clearing for acquirers

Mastercard’s Real-Time Clearing enables acquirers to send clearing data to Mastercard immediately, by transaction, as a modernized alternative to batch processing.

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Process transactions faster with accelerated clearing

Enjoy the benefits of accelerated clearing for domestic and cross-border transactions and interoperability with Issuer systems, without having to worry about full ecosystem readiness.

Clearing solutions

Clear Now offers the fastest way to clear by initiating clearing at the time of authorization in one single message.

Clear on Demand enables online transaction-level clearing after the authorization request.

Available on ISO 8583 and ISO 20022

Real-time Clearing is available on both ISO 8583 and ISO 20022, providing flexibility and optionality to meet customers where they are and how they do business.

Financial Advice API is used to initiate the clearing of a previously approved authorization request.
Financial Request API is used to initiate the authorization and clearing of transactions using a single API message.

Components that can be outsourced to Engage partners

Here's the value chain of the acquiring environment with Real-Time Clearing solutions supplied by qualified Mastercard Engage partners.

Qualified Engage partners are processors that have completed the development and coding to shorten the implementation timeline and lift for acquirers.

Real-Time Clearing value chain with Engage partners

Components that can be provided by Engage partners

Enable Real-Time Clearing (RTC) for Acquirers

Acquirers interested in sending clearing data to Mastercard immediately, by transaction, can select a Mastercard Engage-qualified partner to streamline the implementation process

Shorten the transaction lifecycle with accelerated clearing for acquirers​