Account-Based Payments

Explore the world of open finance with our APIs

Open Finance and Open Banking offer a variety of ways you can innovate and provide a highly personalized consumer (or small business) experience. Our platform supports use-cases across payments, banking, lending, personal financial management and more.
Check out the partners we've already integrated with, which means they're already vetted and ready for you. Depending on your use case and integration model, you may still need to contract with us directly.

Learn more about open banking and Finicity.

Target Audience

  • Fintechs
  • Merchants

Related APIs


Components that can be outsourced to Engage partners

Here's the value chain of the implementation options for Payments using Open Banking using qualified Mastercard Engage partners.

Finicity Partner Direct Model for Payments

Access to our Finicity open banking APIs and connect to Financial Institutions and other account services, contracting with the partner.

Finicity Partner Linked Model for Payments

Access to our Finicity open banking APIs and connect to Financial Institutions and other account services, contracting directly with Finicity.