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Credit Building Tools
Many consumers have thin- and no-file credit histories, which may prevent them from qualifying for a credit product. Fintechs and Issuers can help consumers build their credit over time by reporting on-time payments of bills like utilities and subscriptions or offering no-interest credit building loans.
Target Audience
Related APIs
Features tracking credit capabilities credit through a record of on-time payments
Features collecting and storing financial data submitted by creditors.