Mastercard Click to Pay

The online checkout experience, reimagined

Offer your customers a streamlined, secure online checkout.

Target Audience

Merchants

Related APIs

Advance your online checkout with the seamless experience your shoppers expect

Mastercard is working across the payments ecosystem to create the new standard for online commerce. Our aim is to provide the best experience for your customers whether they choose to checkout as a guest (for consumers who choose to manually enter their card details) or store their card on file with you to:

Streamlined guest checkout*

Auto enroll all cards into Click to Pay + eliminate manual card entry

*Guest checkout refers to any consumer payment flow where card details are entered manually (including PAN and CVV)

Tokenization of all cards

Replace PANs with secure tokenized credentials across guest checkout and Secure Card on File

Biometric authentication

Enable user friendly-authentication with passkeys, which replace passwords

Components that can be outsourced to Engage partners

Here's the value chain of a Click to Pay environment using qualified Mastercard Engage partners.

Enable C2P

Merchants who want to offer secure, simple and convenient guest checkout to their consumers through Click to Pay need to connect to the Unified Checkout Solution or could also use a Mastercard® Engage–qualified partner to connect to the Mastercard SRC system.