Enables contactless transactions by allowing consumers to enter their PIN on a merchant's mobile acceptance device

Software-based PIN Entry on COTS (Commercial Off-the-Shelf Device) (SPoC), also known as PIN on Glass, is a software-based solution that enables EMV contact and contactless transactions with PIN entry on a merchant’s consumer device, when combined with a secure card reader/dongle for PIN.

Components that can be outsourced to Engage partners

Here's the value chain of a merchant environment with PIN on Glass solutions supplied by qualified Mastercard Engage partners.