Software-based PIN Entry on COTS

Enables contactless transactions by allowing consumers to enter their PIN on a merchant's mobile acceptance device

Benefit from our simple, low-cost acceptance solutions that use mobile devices to drive best-in-class consumer experiences

Target Audience

  • Acquirers
  • Fintechs
  • Merchants

Related APIs

Software-based PIN Entry on COTS (Commercial Off-the-Shelf Device) (SPoC), also known as PIN on Glass, is a software-based solution that enables EMV contact and contactless transactions with PIN entry on a merchant’s consumer device, when combined with a secure card reader/dongle for PIN.


Components that can be outsourced to Engage partners

Here's the value chain of a merchant environment with PIN on Glass solutions supplied by qualified Mastercard Engage partners.

Related solutions

Acceptance Experience: Mastercard Sonic Branding

PIN on Glass (PCI SPOC)

PIN on Glass solutions enable contactless transactions by allowing consumers to enter their PIN on a merchant’s mobile acceptance device. <br> Acquirers can select PIN on Glass solutions from a Mastercard® Engage–qualified partner.

Mastercard Sonic for MPOS

Sonic at Checkout provides stronger assurance to cardholder around safety, trust, and acceptance. Acquirers can select Mastercard Engage-qualified partners that offer Sonic at Checkout for MPOS and ToP devices.